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Help please I need advice

April 23rd, 2009 at 01:44 pm

I got a surprise in my paycheck this week last paycheck I had to pay for my license renewal for work. My boss reimbursed me this paycheck I know I want to place it on a bill because the money was already accounted for. But I'm undecided as to if I should pay ahead on a utility bill or towards my debt snowball what do you think its $69 not a lot but something.

Posted in Uncategorized | 9 Comments »

9 Responses to “Help please I need advice ”

  1. gamecock43 Says:
    April 23rd, 2009 at 01:51 pm 1240494686
    1240494686

    Where did the money come from? I assume a savings account and that's where you should consider putting it back.

  2. smiley2009 Says:
    April 23rd, 2009 at 01:54 pm 1240494851
    1240494851

    The money came from my last paycheck I budgeted it out of my check.

  3. kdmoffett25 Says:
    April 23rd, 2009 at 01:55 pm 1240494924
    1240494924

    I would throw it to a debt- less interest in the long run.

  4. gamecock43 Says:
    April 23rd, 2009 at 01:57 pm 1240495068
    1240495068

    So then maybe put the money towards an account you are snowballing. Right now you are likely "very excited" to get rid of a certain bill, and this $65 addition will help it go away and encourage your enthusiasm. Sometimes it is better to continue the momentum and keep the energy alive, because next month might come and something will happen where you are backlogged for a while. And paying a debt is never a bad thing.

  5. smiley2009 Says:
    April 23rd, 2009 at 02:02 pm 1240495337
    1240495337

    Great Idea thanks so much Gamecock

  6. Personal Finance Student Says:
    April 23rd, 2009 at 07:07 pm 1240513650
    1240513650

    I agree with Gamecock, if you haven't paid the Sallie Mae in your sidebar, that $69 will almost pay if off. I'd definitely put it towards a bill where I'd see a big difference on my next statement. Good luck and enjoy the feeling!

  7. smiley2009 Says:
    April 23rd, 2009 at 10:33 pm 1240526033
    1240526033

    Thanks Personal Finance Student!!

  8. Blue Eyes Says:
    April 23rd, 2009 at 11:18 pm 1240528681
    1240528681

    I would put it towards debt.

  9. Amber Says:
    May 6th, 2009 at 07:21 am 1241594497
    1241594497

    Good choice, I was going to say debt

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