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My credit Score went from 426 to 611

March 2nd, 2009 at 04:50 pm

Wow as mentioned on my sidebar I had problems in my younger days with credit. I have been working very hard and still am to rebuild my credit. I use a very cool website quizzle.com and it allows me one free credit report and score every six months. I just checked my report and score and am starting to see results of my hard work. I can't believe I've actually mad progress and my score has gone up. It isn't where I would like it too be (at a 700+) but I'm optimistic it will get there soon.

9 Responses to “My credit Score went from 426 to 611 ”

  1. Miss T Says:

    Wow! That is a big jump in the right direction. I too am working on increasing my credit scores so I wish you all the best Smile

  2. oceansluver78 Says:

    way to go!........hopefully as I pay off debt my credit score will go up as well. Sending PFD's to collectors will not only pay off collections but remove them as well from your credit report

  3. gamecock43 Says:

    that is great work!! yippee!

  4. Smiley2009 Says:

    Thanks guys!! Seeing my credit score improve will keep me focused and motivated to finally pay this debt off. I'm moving right along as creditors change there negative remarks the score seems to rise.

  5. oceansluver78 Says:

    No problem.....PFD stands for pay-for-delete in other words, you agree to pay the collection agency in full in exchange for them removing the account compelety from your credit report. This is mainly helpful since FICO consinders a paid collection almost the same as a unpaid collection. Although some collection agencies won't budge or even say that the original client doesn't allow that, that is a lie. Be persistant and good luck!

  6. Blue Eyes Says:

    Great job!

  7. veronak Says:

    That is great, I had problems in the past and a few things that I still need to pay but my score has jumped as well

  8. North Georgia Gal Says:

    What is Quizzle? Is it free? Do you find it helpful?

  9. Smiley2009 Says:

    Yes North Georgia Gal Quizzle is a free website very cool

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