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My credit Score went from 426 to 611

March 3rd, 2009 at 12:50 am

Wow as mentioned on my sidebar I had problems in my younger days with credit. I have been working very hard and still am to rebuild my credit. I use a very cool website quizzle.com and it allows me one free credit report and score every six months. I just checked my report and score and am starting to see results of my hard work. I can't believe I've actually mad progress and my score has gone up. It isn't where I would like it too be (at a 700+) but I'm optimistic it will get there soon.

Posted in Budgeting | 10 Comments »

10 Responses to “My credit Score went from 426 to 611 ”

  1. Miss T Says:
    March 3rd, 2009 at 12:53 am 1236041581
    1236041581

    Wow! That is a big jump in the right direction. I too am working on increasing my credit scores so I wish you all the best Smile

  2. oceansluver78 Says:
    March 3rd, 2009 at 12:54 am 1236041685
    1236041685

    way to go!........hopefully as I pay off debt my credit score will go up as well. Sending PFD's to collectors will not only pay off collections but remove them as well from your credit report

  3. gamecock43 Says:
    March 3rd, 2009 at 12:59 am 1236041963
    1236041963

    that is great work!! yippee!

  4. smiley2009 Says:
    March 3rd, 2009 at 01:22 am 1236043362
    1236043362

    Thanks guys!! Seeing my credit score improve will keep me focused and motivated to finally pay this debt off. I'm moving right along as creditors change there negative remarks the score seems to rise.

  5. oceansluver78 Says:
    March 3rd, 2009 at 01:24 am 1236043458
    1236043458

    No problem.....PFD stands for pay-for-delete in other words, you agree to pay the collection agency in full in exchange for them removing the account compelety from your credit report. This is mainly helpful since FICO consinders a paid collection almost the same as a unpaid collection. Although some collection agencies won't budge or even say that the original client doesn't allow that, that is a lie. Be persistant and good luck!

  6. Blue Eyes Says:
    March 3rd, 2009 at 01:49 am 1236044944
    1236044944

    Great job!

  7. Amber Says:
    March 3rd, 2009 at 03:28 am 1236050923
    1236050923

    That is great, I had problems in the past and a few things that I still need to pay but my score has jumped as well

  8. North Georgia Gal Says:
    March 3rd, 2009 at 07:44 pm 1236109442
    1236109442

    What is Quizzle? Is it free? Do you find it helpful?

  9. smiley2009 Says:
    March 4th, 2009 at 02:57 am 1236135477
    1236135477

    Yes North Georgia Gal Quizzle is a free website very cool

  10. Tech Support for Lenovo Says:
    May 20th, 2018 at 12:37 am 1526776667
    1526776667

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