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Archive for June, 2009

Paid off Two Debts today Woo hoo

June 21st, 2009 at 02:50 pm

Today I mailed off two payments one bill is a medical bill (my portion that the health insurance company wouldn't pay) the other is an old Pay day loan. I was so foolish back than it was back when I was 18 years old or so. But anyhow I'm cleaning up my debts now so I can fulfill my dream of becoming a home owner some time soon. Another two bits the dust. (thankkkkkk Goodness)

Have a great weekend everyone!!

How much of your income should go towards housing???

June 3rd, 2009 at 07:34 am

My lease is up for renewal and I'm wondering if maybe too much of my income is going towards housing. What percentage should be allocated towards this. My annual salary is $39,000 a year currently I'm paying $12,720 per year in rent.

May's Totals

June 1st, 2009 at 04:43 am

Rent $1,020
Car Payment $291
Cable/phone/internet $156
T-mobile $100
Student Loan $30
Electric $80 (overpaid $32)
Credit Card #1- $57
Credit Card #2- $61
Gasoline $128
Personal Grooming $228
Groceries $172
Fast Food $129
Debt Re-payments $277
Household Items inc computer Desk $312
Clothing $67
Order of Checks $21
Doctor Co-Pay $40
3rd party Telephone service $171
Bank Overdraft fees $85
Annual Renters Insurance $98
Annaual Motor Club $76

Total outgo= $3,169

Wow I didn't think I spent this much money this past month. I'm going to plan alot more Carefully for the month of June. I'm starting today to pack breakfast and lunch for work to cut down on that expense alone. I'm leaving the debit cards at home and only carrying one 20 dollar bill with me each day.