Today its very hot outside I've decided to stay home all day and spring clean and get organized as well. I will post May totals before Sunday and Set new goals for the month of June.

I'm getting my budget lined up for the month and WOW so much is expected of me payment wise. For one my Annual Renters Insurance Bill is due as well as my Roadside assistance plan. I have been saving up for these to expenses over the past 11 months. The biggest issue is a ticket I have urgh... red light camera ticket which is a whopping $100 if paid before June 6th if not it doubles to $200 thats An URGENT priority on my list. Also my cell phone bill is going to be a little higher expected because of text messaging silly me and also my cable bill is $42 higher this month as well. And would you guys believe my cable company CHARGED yes CHARGED me $25 for calling in about trouble with my service. They claim that because the representative had to help me trouble shoot my cable box there was a fee associated with it of $25 they never told me this on the phone either. So now I'm waiting to hear back from a supervisor come tuesday crazy I'll be on the phone with them first thing tuesday they don't have to worry. Also my car insurance company has decided to place me on a 4 pay plan per year this is causing me to pay basically 3 months at once in the month June. I'm not happy about this at all I need to do something is killing my budget this month.

I received a $500 check as a apart of a class action suit. I'm stuck I don't know if I should apply it all to debt or pay 2 car payments with or place it in savings and increase my EF a little while I'm on my debt snowball. What would you do??

I am so excited today is my birthday and Payday btw and I'm paying off two debts at the end of this week. Wooo hoooo

Usually two months out of the year there's a month where you receive 3 paychecks instead of two if your paid bi weekly and 5 checks instead of 4 if your paid weekly "extra paycheck" is what its referred too how do you spend yours????

Do you pay all your bills on pay day or do you wait until the due date approaches to pay them? Just curious as to what works for everyone else.

Today I got a phone call from one of my creditors I've been paying since September 2006. Because I got on a payment plan and made all the monthly payments on time they sent me something in writing at the start of the plan that they would not report the account to the credit agencies and they haven't. So they called me to today because my balance wasn't much to settle the remainder for 50% of the balance. I did and WOO HOO I'm celebrating saved me some money and its over and done with and my credit wasn't effected. Now I just have to re adjust my bills for this pay cycle. But everything is paid current and this paycheck I have some extra money I'll just have to take away that payment amount of $172 and apply less to my next debt on the snowball.